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7670 Bruton Smith Blvd, Concord, NC, 28027

Finance Department

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Open Today! Sales: 9am-9pm Call us at: 980-432-8683

Finance Department in Concord, NC


Find the Perfect Auto Loan or Lease at Hendrick Toyota Concord

Looking to make a new vehicle lease or purchase but concerned about your credit? Our financial experts here at Hendrick Toyota Concord can find the perfect setup for you. Come visit us at 7670 Bruton Smith Blvd, Concord, NC 28027 so we get figure out your finance options as soon as possible.

Hendrick Toyota Concord Finance Department Options

We know it might be a little intimidating to open up your books and budget to determine your credit score. We understand your hesitation, but we promise that we don’t judge anyone based on their past financial history. Every loan we offer is specifically designed for your unique situation, and we make it easy to get started with our online free credit application. Once you complete the application, we will get to work formulating your finance package.

Once your credit is reviewed and financing is approved, we invite you to take advantage of months if not years of zero or low APR after your new purchase. One of the most common questions during a new car purchase is how much you will be expected to pay each month. We feature a convenient payment calculator that is based on your expected loan amount and time of loan or lease. You will receive a quick estimate of what you will be expected to pay so you can make it work for your budget. We also offer financing specials on all of your favorite Toyota models! Take a look at our offers to choose the one that aligns with your specific needs.

Buying a new vehicle is a big step, and the Hendrick Toyota Concord Finance Department will do everything we can to make you feel at ease with your purchase. Give us a call at 980-432-8683 to let us build an auto loan for you!

Auto Loans

The Hendrick Toyota Concord finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Concord, Charlotte, and Kannapolis to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Harrisburg to Huntersville. Whether you are right down the road or an hour away from Concord you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How's Your Credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

The Hendrick Toyota Concord loan process can help you find the best interest rate for your next vehicle purchase.

Try our free credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Toyota vehicles for immediate delivery and access to some of the lowest interest rates in the business.

*Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our free credit application and our team of finance professionals will begin working for you. We have hundreds of Toyota vehicles currently available for immediate delivery.

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our free credit application online.

Once the application is completed, the Hendrick Toyota Concord finance team will put together a loan package that is tailored specifically for you.

Hendrick Vehicle Disclaimer:

$799.00 Dealer Administrative Fee not included in advertised price.

All prices exclude all taxes, tag, title, registration fees and government fees. Out of state buyers are responsible for all taxes and government fees and title/registration fees in the state where the vehicle will be registered. All prices include all manufacturer to dealer incentives, which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice; please confirm listings with dealer.

All vehicles may not be physically located at this dealership but may be available for delivery through this location. Transportation charges may apply. Please contact the dealership for more specific information. All vehicles are subject to prior sale.

Total Suggested Retail Price (TSRP) includes manufacturer and distributor options and delivery, process and handling (DPH) fees, which may be subject to change at any time.

Additional Disclaimers:


Qualified buyers can finance a new 2024 Tacoma (excludes TRD PRO & Trailhunter) at 1.99% APR for 36 monthly payments of $28.64 for every $1,000 financed or a new 2025 Tundra (excludes TRD PRO) at 1.99% APR for 60 monthly payments of $17.48 for every $1,000 financed. Terms available on approved credit through Southeast Toyota Finance. For only very well qualified customers. No down payment required if qualified for advertised offer. If you do not qualify for the offer, the amount and percentage of any down payment vary with your credit qualifications. Dealer contribution may vary and could affect price. Individual dealer prices, other terms and offers may vary. Must take retail delivery from dealer's stock and terms subject to vehicle availability. Cannot be combined with SETF Lease Cash, Down Payment Assistance, Trade-in Assistance, Customer Cash, Lease, Lease Subvention Cash. See dealer for details. Offer available in AL, FL, GA, NC, SC regardless of buyer's residency; void where prohibited. $799 Dealer Administrative Fee not included in advertised price. Expires 08/04/25.

*Qualified lessees can lease a new 2025 RAV4 LE for $319 per month for 36 months with $4,318 Due At Signing. Security Deposit waived. Lease excludes tax, title, license, registration fees, and dealer options and charges. Terms available on approved credit through Southeast Toyota Finance. Not all customers qualify. Lease example based on 2025 2025 RAV4 2WD 5Dr. Wagon LE L4 8AT Model 4430 with Total SRP of $30,645. Security deposit required with exception of prior Southeast Toyota Finance (SETF) financing history and/or SETF credit rating in which a security deposit may be waived. Dealer contribution may vary and could affect lease payment. Individual dealer prices, other terms and offers may vary. Must lease from participating dealer's stock and terms are subject to vehicle availability. Lessee responsible for maintenance, excess wear and use, and will pay $0.18 per mile for all mileage over 12,000 miles per year. $350 disposition fee is due at lease end. Cannot be combined with SETF Finance Cash, Down Payment Assistance, Trade-in Assistance, Customer Cash, APR, Finance Subvention Cash. Offer available in AL, FL, GA, NC, SC; void where prohibited. $799 Dealer Administrative Fee not included in advertised price. Expires 08/04/25. See dealer for details.

*Qualified lessees can lease a new 2025 Camry LE for $259 per month for 36 months with $4,258 Due At Signing. Security Deposit waived. Lease excludes tax, title, license, registration fees, and dealer options and charges. Terms available on approved credit through Southeast Toyota Finance. Not all customers qualify. Lease example based on 2025 Camry 2WD 4Dr. Sedan LE Hybrid CVT Model 2559 with Total SRP of $29,835. Security deposit required with exception of prior Southeast Toyota Finance (SETF) financing history and/or SETF credit rating in which a security deposit may be waived. Dealer contribution may vary and could affect lease payment. Individual dealer prices, other terms and offers may vary. Must lease from participating dealer's stock and terms are subject to vehicle availability. Lessee responsible for maintenance, excess wear and use, and will pay $0.18 per mile for all mileage over 12,000 miles per year. $350 disposition fee is due at lease end. Cannot be combined with SETF Finance Cash, Down Payment Assistance, Trade-in Assistance, Customer Cash, APR, Finance Subvention Cash. Offer available in AL, FL, GA, NC, SC; void where prohibited. $799 Dealer Administrative Fee not included in advertised price. Expires 08/04/25. See dealer for details. **Loyalty Cash offer can be combined with cash, PAL, special APR or lease programs and certain other offers. The offer is not transferable in any way. Offer entitles current Toyota Passenger Car customers to $500 Loyalty Cash Bonus on the retail purchase or lease of any new MY25 Camry vehicle. Loyalty offer voucher must be validated and signed by dealer at time of purchase or lease. Loyalty Cash must be applied to the deal in the Rebate line on the new vehicle. Offer valid only in AL, FL, GA, NC and SC. Limit one per customer. Expires 08/04/25.

*Qualified lessees can lease a new 2025 Corolla LE for $219 per month for 36 months with $4,218 Due At Signing. Terms available on approved credit through Southeast Toyota Finance . Not all customers qualify. Lease example based on 2025 Corolla 2WD 4Dr. Sedan LE L4 CVT-F Model 1852 with Total SRP of $23,460. Security deposit required with exception of prior Southeast Toyota Finance (SETF) financing history and/or SETF credit rating in which a security deposit may be waived. Dealer contribution may vary and could affect lease payment. Individual dealer prices, other terms and offers may vary. Must lease from participating dealer's stock and terms are subject to vehicle availability. Lessee responsible for maintenance, excess wear and use, and will pay $0.18 per mile for all mileage over 12,000 miles per year. $350 disposition fee is due at lease end. Cannot be combined with SETF Finance Cash, Down Payment Assistance, Trade-in Assistance, Customer Cash, APR, Finance Subvention Cash. Offer available in AL, FL, GA, NC, SC; void where prohibited. $799 Dealer Administrative Fee not included in advertised price. Expires 08/04/25. See dealer for details.

Qualified buyers can finance a new 2024 Tacoma (excludes TRD PRO & Trailhunter) at 1.99% APR for 36 monthly payments of $28.64 for every $1,000 financed or a new 2025 Tundra (excludes TRD PRO) at 1.99% APR for 60 monthly payments of $17.48 for every $1,000 financed. Terms available on approved credit through Southeast Toyota Finance. For only very well qualified customers. No down payment required if qualified for advertised offer. If you do not qualify for the offer, the amount and percentage of any down payment vary with your credit qualifications. Dealer contribution may vary and could affect price. Individual dealer prices, other terms and offers may vary. Must take retail delivery from dealer's stock and terms subject to vehicle availability. Cannot be combined with SETF Lease Cash, Down Payment Assistance, Trade-in Assistance, Customer Cash, Lease, Lease Subvention Cash. See dealer for details. Offer available in AL, FL, GA, NC, SC regardless of buyer's residency; void where prohibited. $799 Dealer Administrative Fee not included in advertised price. Expires 08/04/25.

*Restrictions apply. Offer valid on participating brands. See dealer for complete details. Replacement tires only. Tires must be purchased by July 31, 2025, and dealer-installed by August 7, 2025. Three tires at regular price, fourth tire for one dollar. Fourth tire must be of equal or lesser value. Excludes mounting & balancing, sales tax, shop supplies, tire disposal, & other applicable taxes. Excludes previous purchases. Toyota & Scion vehicles only. Offer available 7/1/25 - 7/31/25.

Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between June 1, 2025 and July 31, 2025, and finance through a participating dealer and lender have the option to defer monthly payments for 90 days from contract date. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 72 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by July 31, 2025. See dealer for complete down payment and interest rate options and details.

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Hendrick Toyota Concord 35.365160, -80.705360.