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7670 Bruton Smith Blvd, Concord, NC, 28027

Finance Department

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Open Today! Sales: 12pm-6pm Call us at: 980-432-8683

Finance Department in Concord, NC


Find the Perfect Auto Loan or Lease at Hendrick Toyota Concord

Looking to make a new vehicle lease or purchase but concerned about your credit? Our financial experts here at Hendrick Toyota Concord can find the perfect setup for you. Come visit us at 7670 Bruton Smith Blvd, Concord, NC 28027 so we get figure out your finance options as soon as possible.

Hendrick Toyota Concord Finance Department Options

We know it might be a little intimidating to open up your books and budget to determine your credit score. We understand your hesitation, but we promise that we don’t judge anyone based on their past financial history. Every loan we offer is specifically designed for your unique situation, and we make it easy to get started with our online free credit application. Once you complete the application, we will get to work formulating your finance package.

Once your credit is reviewed and financing is approved, we invite you to take advantage of months if not years of zero or low APR after your new purchase. One of the most common questions during a new car purchase is how much you will be expected to pay each month. We feature a convenient payment calculator that is based on your expected loan amount and time of loan or lease. You will receive a quick estimate of what you will be expected to pay so you can make it work for your budget. We also offer financing specials on all of your favorite Toyota models! Take a look at our offers to choose the one that aligns with your specific needs.

Buying a new vehicle is a big step, and the Hendrick Toyota Concord Finance Department will do everything we can to make you feel at ease with your purchase. Give us a call at 980-432-8683 to let us build an auto loan for you!

Auto Loans

The Hendrick Toyota Concord finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Concord, Charlotte, and Kannapolis to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Harrisburg to Huntersville. Whether you are right down the road or an hour away from Concord you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How's Your Credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

The Hendrick Toyota Concord loan process can help you find the best interest rate for your next vehicle purchase.

Try our free credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Toyota vehicles for immediate delivery and access to some of the lowest interest rates in the business.

*Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our free credit application and our team of finance professionals will begin working for you. We have hundreds of Toyota vehicles currently available for immediate delivery.

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our free credit application online.

Once the application is completed, the Hendrick Toyota Concord finance team will put together a loan package that is tailored specifically for you.

Hendrick Vehicle Disclaimer:

$799.00 Dealer Administrative Fee not included in advertised price.

All prices exclude all taxes, tag, title, registration fees and government fees. Out of state buyers are responsible for all taxes and government fees and title/registration fees in the state where the vehicle will be registered. All prices include all manufacturer to dealer incentives, which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice; please confirm listings with dealer.

All vehicles may not be physically located at this dealership but may be available for delivery through this location. Transportation charges may apply. Please contact the dealership for more specific information. All vehicles are subject to prior sale.

Total Suggested Retail Price (TSRP) includes manufacturer and distributor options and delivery, process and handling (DPH) fees, which may be subject to change at any time.

Additional Disclaimers:


Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between March 3 2025 and April 30, 2025, and finance through a participating dealer and lender have the option to defer monthly payments for 90 days from contract date. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 72 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by April 30, 2025. See dealer for complete down payment and interest rate options and details. $799 Dealer Administrative Fee not included in advertised price.

Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between March 3 2025 and April 30, 2025, and finance through a participating dealer and lender have the option to defer monthly payments for 90 days from contract date. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 72 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by April 30, 2025. See dealer for complete down payment and interest rate options and details.

*Qualified buyers can finance a new 2024 Tacoma (excludes TRD PRO & Trailhunter) or 2024/25 Tundra (excludes TRD PRO) at 1.99% APR for 36 monthly payments of $28.64 for every $1,000 financed. Terms available on approved credit through Southeast Toyota Finance. For only very well qualified customers. No down payment required if qualified for advertised offer. If you do not qualify for the offer, the amount and percentage of any down payment vary with your credit qualifications. Dealer contribution may vary and could affect price. Individual dealer prices, other terms and offers may vary. Must take retail delivery from dealer's stock and terms subject to vehicle availability. Cannot be combined with SETF Lease Cash, Down Payment Assistance, Trade-in Assistance, Customer Cash, Lease, Lease Subvention Cash. See dealer for details. Offer available in AL, FL, GA, NC, SC regardless of buyer's residency; void where prohibited. $799 Dealer Administrative Fee not included in advertised price. Expires 03-31-2025. **Cash from Southeast Toyota Finance, on the lease of a new 2024 Tacoma (excluding TRD PRO& Trailhunter) from participating dealer's stock and subject to vehicle availability. $1,750 on SR5, $1,000 on all other models. Must lease through dealer and Southeast Toyota Finance to qualify for cash and cash must be applied as capitalized cost reduction on lease. There is no cash back option. Lease terms on approved credit. Not all customers qualify. Cannot be combined with SETF Finance Cash, Down Payment Assistance, Trade-in Assistance, Customer Cash, APR, Finance Subvention Cash, Lease Subvention Cash. Offer available in AL, FL, GA, NC, SC regardless of buyer's residency; void where prohibited. Expires 03-31-2025. See dealer for details.

*Qualified lessees can lease a new 2025 RAV4 LE for $369 per month for 36 months with $3,668 Due At Signing. Security Deposit waived. Lease excludes tax, title, license, registration fees, and dealer options and charges. Terms available on approved credit through Southeast Toyota Finance. Not all customers qualify. Lease example based on 2025 RAV4 2WD 5Dr. Wagon LE L4 8AT Model 4430 with Total SRP of $30,245. $3,668 Due At Signing includes $2,604 customer down payment, first month's payment of $369, and $695 Acquisition Fee. Security deposit required with exception of prior Southeast Toyota Finance (SETF) financing history and/or SETF credit rating in which a security deposit may be waived. Dealer contribution may vary and could affect lease payment. Individual dealer prices, other terms and offers may vary. Must lease from participating dealer's stock and terms are subject to vehicle availability. Lessee responsible for maintenance, excess wear and use, and will pay $0.18 per mile for all mileage over 12,000 miles per year. $350 disposition fee is due at lease end. Cannot be combined with SETF Finance Cash, Down Payment Assistance, Trade-in Assistance, Customer Cash, APR, Finance Subvention Cash. Offer available in AL, FL, GA, NC, SC; void where prohibited. $799 Dealer Administrative Fee not included in advertised price. Expires 03/31/25. See dealer for details.

*Qualified lessees can lease a new 2025 Camry for $299 per month for 36 months with $3,598 Due At Signing. Security Deposit waived. Lease excludes tax, title, license, registration fees, and dealer options and charges. Terms available on approved credit through Southeast Toyota Finance. Not all customers qualify. Lease example based on 2025 Camry 2WD 4Dr. Sedan LE Hybrid CVT Model 2559 with Total SRP of $29,535. $3,598 Due At Signing includes $2,604 customer down payment, first month's payment of $299, and $695 Acquisition Fee. Security deposit required with exception of prior Southeast Toyota Finance (SETF) financing history and/or SETF credit rating in which a security deposit may be waived. Dealer contribution may vary and could affect lease payment. Individual dealer prices, other terms and offers may vary. Must lease from participating dealer's stock and terms are subject to vehicle availability. Lessee responsible for maintenance, excess wear and use, and will pay $0.18 per mile for all mileage over 12,000 miles per year. $350 disposition fee is due at lease end. Cannot be combined with SETF Finance Cash, Down Payment Assistance, Trade-in Assistance, Customer Cash, APR, Finance Subvention Cash. Offer available in AL, FL, GA, NC, SC; void where prohibited. $799 Dealer Administrative Fee not included in advertised price. Expires 03/31/25. See dealer for details.

*Qualified lessees can lease a new 2025 Corolla for $269 per month for 36 months with $3,268 Due At Signing. Terms available on approved credit through Southeast Toyota Finance . Not all customers qualify. Lease example based on 2025 Corolla 2WD 4Dr. Sedan LE L4 CVT-F Model 1852 with Total SRP of $23,310. $3,268 Due At Signing includes $2,304 customer down payment, first month's payment of $269, and $695 Acquisition Fee. Security deposit required with exception of prior Southeast Toyota Finance (SETF) financing history and/or SETF credit rating in which a security deposit may be waived. Dealer contribution may vary and could affect lease payment. Individual dealer prices, other terms and offers may vary. Must lease from participating dealer's stock and terms are subject to vehicle availability. Lessee responsible for maintenance, excess wear and use, and will pay $0.18 per mile for all mileage over 12,000 miles per year. $350 disposition fee is due at lease end. Cannot be combined with SETF Finance Cash, Down Payment Assistance, Trade-in Assistance, Customer Cash, APR, Finance Subvention Cash. Offer available in AL, FL, GA, NC, SC; void where prohibited. $799 Dealer Administrative Fee not included in advertised price. Expires 03-31-2025. See dealer for details.

*Qualified buyers can finance a new 2024 Tacoma (excludes TRD PRO & Trailhunter) or 2024/25 Tundra (excludes TRD PRO) at 1.99% APR for 36 monthly payments of $28.64 for every $1,000 financed. Terms available on approved credit through Southeast Toyota Finance. For only very well qualified customers. No down payment required if qualified for advertised offer. If you do not qualify for the offer, the amount and percentage of any down payment vary with your credit qualifications. Dealer contribution may vary and could affect price. Individual dealer prices, other terms and offers may vary. Must take retail delivery from dealer's stock and terms subject to vehicle availability. Cannot be combined with SETF Lease Cash, Down Payment Assistance, Trade-in Assistance, Customer Cash, Lease, Lease Subvention Cash. See dealer for details. Offer available in AL, FL, GA, NC, SC regardless of buyer's residency; void where prohibited. $799 Dealer Administrative Fee not included in advertised price. Expires 03-31-2025

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Hendrick Toyota Concord 35.365160, -80.705360.